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Resources for a Successful Financial Future

FAQ


What is financial planning?
What is a financial planner or advisor?
What is a fiduciary?
What is fee-only financial planning and investment advice and why should it be important to me?

It means we do not accept any of the following compensation methods:

1. Commissions
2. 3rd party compensation
3. 12-1b fees
4. Shareholder service fees
5. Fee-based (combination of fee and any above 1-4)

This reduces conflicts of interests. Fee-based compensation is NOT Fee-only.  We work for clients where compensation is time based by project, scope, and complexity.

What if I need to obtain financial or insurance products?
My spouse and I are just beginning to build for our future There is so much to learn! We need help and guidance to get started. Will you accept us as clients?
Do I have to have lots of money to use you as an advisor?
Who benefits from your service?
I have already accumulated assets and I think I am doing well. But things are getting more complicated. I want to be sure I am on the right track. Can you help me?
I am responsible for the retirement and employee benefits at my company and want to increase the number of employees participating in the benefit programs. How can you help me?
What type of securities do you provide advice for?
If I use Fialkow Financial Planning for financial planning or investment advice, am I obligated to use the recommended products?
What is your investment philosophy?
How do you select investments for a client?
How do you price your financial planning services?

Our fees our based on the actual time meeting with a client or via the phone, researching and analyzing that client’s current situation, and providing specific recommendations and implementation assistance if needed. Please see our Services section for more information including our fixed-fee options.

How much will my financial planning cost?

Financial planning fees are determined on a project basis. The total fee will vary based on the specific needs and complexity of your situation. An estimate is provided after the Get Acquainted meeting when your personal needs are identified.

Are advisor fees tax deductible?
How can I get started?