At Fialkow Financial Planning we offer broad-based financial planning covering multiple aspects of you and your family’s financial future. Our financial plans address that which is most important to you; focusing on your goals and your specific needs. We help you build on your financial strengths and identify those areas of concern. Services are provided on either a fixed-fee or hourly as-needed basis.
We don't sell products, receive commissions or charge based on your assets. As a fiduciary, we believe this is the most objective and prudent way to provide and receive financial advice.
Fixed Fee Plan Options
Pricing is based on your unique situation and the level of your plan's complexity. All plans include ongoing access and advice for items within your plan’s scope for one year.
For single individuals and young couples with no children. We'll get you started with a broad-based plan that reviews and makes recommendations for your cash flow, assets and liabilities, best use of employee benefits, financial goal setting, savings and investments. Your plan will set you on your path to financial security. Plan prices typically range between $800 to $1,800.*
For mid-career professionals and families. A broad-based plan that includes an analysis of your cash flow, assets and liabilities, insurance review, investments, educational funding, and preparation of a retirement planning model. Your strengths and weaknesses of your current situation are identified along with specific recommendations for moving forward. Plan prices typically range between: $1,800 to $2,500.*
For those at or close to retirement. A broad-based plan that addresses: a plan for retirement income and the tax-efficient draw-down of your assets, risk and income requirement investment strategies, inheritance/legacy considerations, and a retirement planning model if necessary. Plan prices typically range between $2,000 to $3,500.*
Annual Fixed Fee Plan Updates
Annual updates and reviews are critical to the financial planning process. We will review your plan components and update as necessary, including investment allocations and progress toward your goals with specific recommendations to keep your plan on track. Annual updates include ongoing access and advice on items in-scope for the entire year. The typical fee is approximately half of the fee charged for your original plan.*
*All price ranges given are a guide. All plans and updates are tailored to your specific needs and it is possible that your pricing may fall above or below the plan range given. Prior to any engagement, specific pricing is fully disclosed and agreed to by all parties.
Hourly As-Needed Advice
Not looking for a broad-based plan? Maybe you simply want an opinion on the advice that you are already receiving from your current advisor. Or you have a specific request that is limited in scope and only address one or two specific areas. We are happy to engage you on a per hour basis to address your specific needs. Prior to the engagement, we will provide you with a “Not to Exceed” engagement price based on our estimated work hours. Our per hour rate is $240.